:root {
  --brand: #0065DB;
  --brand-dark: #0052B4;
  --ink: #0B1220;
  --ink-soft: #4A5568;
  --line: #E5E9F0;
  --bg: #FFFFFF;
  --bg-soft: #F6F8FB;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }

.nav {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
  z-index: 10;
}
.nav-inner {
  max-width: 1080px;
  margin: 0 auto;
  padding: 16px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 18px;
  color: var(--ink);
}
.brand-mark {
  width: 28px; height: 28px;
  display: inline-block;
  object-fit: contain;
}
.nav-links { display: flex; gap: 22px; font-size: 14px; }
.nav-links a { color: var(--ink-soft); }
.nav-links a:hover { color: var(--brand); }

.hero {
  background: linear-gradient(180deg, #EAF2FF 0%, #FFFFFF 100%);
  padding: 80px 24px 60px;
  text-align: center;
}
.hero-inner { max-width: 760px; margin: 0 auto; }
.eyebrow {
  display: inline-block;
  background: var(--brand);
  color: #fff;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
h1 {
  font-size: 44px;
  line-height: 1.1;
  margin: 18px 0 14px;
  letter-spacing: -0.02em;
}
.lede { font-size: 18px; color: var(--ink-soft); margin: 0 auto; max-width: 620px; }

.container {
  max-width: 880px;
  margin: 0 auto;
  padding: 64px 24px;
}

.section { margin-bottom: 56px; }
h2 {
  font-size: 24px;
  letter-spacing: -0.01em;
  margin: 0 0 16px;
}
h3 { font-size: 17px; margin: 24px 0 8px; }
p { margin: 0 0 12px; color: var(--ink); }
ul { padding-left: 20px; }
li { margin: 6px 0; }

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
  margin-top: 24px;
}
.card {
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 22px;
  background: var(--bg);
  transition: border-color 0.2s, transform 0.2s;
}
.card:hover { border-color: var(--brand); transform: translateY(-2px); }
.card h3 { margin-top: 0; }
.card p { color: var(--ink-soft); font-size: 14.5px; margin-bottom: 0; }

.cta-row {
  display: flex;
  gap: 12px;
  justify-content: center;
  margin-top: 28px;
  flex-wrap: wrap;
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 12px;
  font-weight: 600;
  font-size: 15px;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn-primary { background: var(--brand); color: #fff; }
.btn-primary:hover { background: var(--brand-dark); text-decoration: none; }
.btn-ghost { background: #fff; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--brand); color: var(--brand); text-decoration: none; }

.faq details {
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px 20px;
  margin-bottom: 10px;
  background: var(--bg);
}
.faq details[open] { border-color: var(--brand); }
.faq summary {
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--brand); font-size: 22px; font-weight: 400; }
.faq details[open] summary::after { content: "−"; }
.faq p { margin-top: 10px; color: var(--ink-soft); }

.contact-box {
  background: var(--bg-soft);
  border-radius: 16px;
  padding: 32px;
  text-align: center;
  margin-top: 24px;
}
.contact-box h2 { margin-bottom: 8px; }
.contact-box p { color: var(--ink-soft); margin-bottom: 18px; }
.contact-email {
  font-size: 18px;
  font-weight: 600;
  color: var(--brand);
}

.legal article { font-size: 15.5px; }
.legal article p, .legal article li { color: var(--ink); }
.legal .meta { color: var(--ink-soft); font-size: 14px; margin-bottom: 32px; }

.footer {
  border-top: 1px solid var(--line);
  padding: 32px 24px;
  text-align: center;
  color: var(--ink-soft);
  font-size: 14px;
}
.footer-links { margin-bottom: 8px; }
.footer-links a { color: var(--ink-soft); margin: 0 10px; }

@media (max-width: 600px) {
  h1 { font-size: 32px; }
  .hero { padding: 56px 20px 40px; }
  .container { padding: 48px 20px; }
}